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ICICI Bank has reduced its fixed deposit interest rates by 10 basis points (bps) for deposits below Rs 3 crore, with the new rates coming into effect from March 11, 2026.
ICICI Bank FD Interest Rates.
ICICI Bank Fixed Deposit Rates: Private sector lender ICICI Bank has revised and reduced its fixed deposit (FD) interest rates by 10 basis points (bps) for deposits below Rs 3 crore, with the new rates coming into effect from March 11, 2026. The revised rates apply to deposits with a premature withdrawal facility across tenures ranging from 7 days to 10 years.
Following the revision, the bank is offering interest rates ranging from 2.75% to 6.50% for general customers, while senior citizens can earn between 3.25% and 7.10%, depending on the tenure. Earlier, the rates were in the range of 2.75% to 6.6% for general customers and 3.25% to 7.2% for senior citizens.
ICICI Bank’s FD Rates For Below-Rs 3-Crore Deposits (from March 11, 2026)
| Tenure | General Citizen | Senior Citizen |
|---|---|---|
| 7 to 45 Days | 2.75% | 3.25% |
| 46 to 90 Days | 4% | 4.5% |
| 91 to 184 Days | 4.5% | 5% |
| 185 Days to < 1 Year | 5.5% | 6% |
| 1 Year to < 18 Months | 6.25% | 6.75% |
| 18 Months to 2 Years | 6.3% | 6.8% |
| 2 Years 1 Day to 3 Years | 6.45% | 6.95% |
| 3 Years 1 Day to 5 Years | 6.5% (Highest) | 7.1% (Highest) |
| 5 Years 1 Day to 10 Years | 6.5% (Highest) | 7% |
| 5-Year Tax Saver FD | 6.5% (Highest) | 7.1% (Highest) |
For short-term deposits, ICICI Bank is offering 2.75% interest for tenures between 7 and 45 days for general customers, while senior citizens will earn 3.25%. For deposits with a tenure of 46 to 90 days, the bank offers 4% for general customers and 4.5% for senior citizens.
Deposits with a tenure of 91 to 184 days will earn 4.5% interest for general citizens and 5% for senior citizens. For deposits with a tenure of 185 days to less than one year, the bank offers 5.5% interest for general customers and 6% for senior citizens.
For medium-term deposits, the bank is offering 6.25% interest for tenures of 1 year to less than 18 months for general customers and 6.75% for senior citizens. Deposits with a tenure of 18 months to 2 years will earn 6.30% for general customers and 6.80% for senior citizens.
For deposits with a tenure of 2 years 1 day to 3 years, the bank is offering 6.45% interest for general customers and 6.95% for senior citizens.
The highest interest rate for general customers is 6.50%, which is offered on deposits with a tenure of 3 years 1 day to 5 years as well as 5 years 1 day to 10 years.
For senior citizens, the highest interest rate of 7.10% is available on deposits with a tenure of 3 years 1 day to 5 years as well as the 5-year tax saver fixed deposit. For deposits with a tenure of 5 years 1 day to 10 years, senior citizens will earn 7% interest.
March 11, 2026, 17:10 IST
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