Rs 10 Lakh To Rs 18 Crore In 30 Years: This MF Doubled Money Every 7 Years

News18

Last Updated:July 22, 2025, 15:00 IST

A new analysis by FundsIndia shows that a lumpsum investment in the HDFC Flexi Cap Fund has historically multiplied more than 2 times over a 7-year period.

The HDFC Flexi Cap Fund has, on average, doubled money in 7 years.

Multibagger Mutual Fund: Mutual fund is a good financial instrument that allows an investor to invest a particular sum without using too much brain. MF comes in various sizes and shapes, catering to different customers. The sole decision lies with investors on which mutual fund they choose.

One such mutual fund HDFC Flexi Cap Fund has become a gold mine for investors. Flexi-cap funds are a type of open-ended equity mutual fund that offers fund managers the flexibility to invest across all market capitalizations – large-cap, mid-cap, and small-cap stocks – without any restrictions.

A new analysis by FundsIndia shows that a lumpsum investment in the HDFC Flexi Cap Fund has historically multiplied more than 2 times over a 7-year period, making it one of the most consistent long-term performers in the Indian mutual fund space. The fund was launched in 1995.

Even the average returns are impressive. The fund has, on average, doubled money in 7 years. Over 20 years, average returns have ranged around 25x to 45x, turning Rs 10 lakh into Rs 2.5 to Rs 4.5 crore.

However, not all periods have delivered equally. Investments made just before market crashes, like in 2008, saw much lower short-term returns. But holding for 10 years or more has historically reduced that risk significantly.

FundsIndia Wealth Conversations July 2025

How Much A Lumpsum Investment Of Rs 5 Lakh and Rs 10 Lakh Would Be In 10, 20, and 30 Years? 

If someone had invested Rs 5 lakh in this fund and stayed invested for 10 years, their investment could have grown up to Rs 48 lakh, based on historical maximum returns. With a 20-year holding, that same Rs 5 lakh would have grown to nearly Rs 2.5 crore, and over 30 years, it could have touched an astonishing Rs 9.3 crore.

Now imagine investing Rs 10 lakh instead. Over 10 years, the amount could have become Rs 96 lakh. If held for 20 years, the investment would be worth more than Rs 5 crore, and over 30 years, it could have multiplied to over Rs 18 crore.

Disclaimer: The views and investment tips by experts in this News18.com report are their own and not those of the website or its management. Users are advised to check with certified experts before taking any investment decisions.

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Varun Yadav

Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst…Read More

Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst… Read More

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